Terms of Service

Last Updated: July 17, 2024

Welcome to Avo Financial. These Terms of Service (“Terms”) govern your access to and use of our website, services, tools, and content (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Service.

Eligibility

You must be at least 18 years old and capable of entering into a legally binding contract to use our services. By using the Service, you represent and warrant that you meet these requirements.

Use of Our Services

You agree to use the Service only for lawful purposes and in accordance with these Terms. You may not use the Service in any way that:

• Violates applicable laws or regulations


• Infringes on the rights of others


• Involves sending unsolicited or unauthorized advertising


• Disrupts or interferes with the security, integrity, or availability of our Service

Account Registration

Some features of our Service may require you to register for an account. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

Intellectual Property

All content, branding, logos, design, software, and intellectual property on the Avo Financial website are owned by or licensed to Avo Financial. You may not copy, modify, distribute, or use our materials without our written permission.

Financial Services Disclaimer

Avo Financial does not provide tax, legal, or investment advice. Our services are informational and designed to support your financial decision-making. Any decisions made based on our tools or communications are at your own risk. Please consult a licensed professional for personalized financial or legal guidance.

Third-Part Links

Our Service may include links to third-party websites or services that we do not control. We are not responsible for the content, privacy practices, or policies of these third-party sites.

Termination

We reserve the right to suspend or terminate your access to the Service at our sole discretion, without notice, if we believe you have violated these Terms or used the Service in a harmful way. Upon termination, your right to use the Service will immediately end.

Limitation of Liability

To the fullest extent permitted by law, Avo Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Service, including but not limited to loss of profits, data, or goodwill.

Indemnification

You agree to defend, indemnify, and hold harmless Avo Financial, its affiliates, and its employees from and against any claims, liabilities, damages, losses, and expenses arising out of your violation of these Terms or your misuse of the Service.

Changes to the Terms

We may update these Terms at any time. When we do, we will revise the “Effective Date” at the top of this page. Continued use of the Service after such changes constitutes your acceptance of the new Terms.

Governing Law

These Terms are governed by and interpreted in accordance with the laws of the State of [Your State], without regard to conflict of law principles. Any disputes will be resolved exclusively in the courts of [Your County/State].

Contact Us

For questions or concerns about these Terms, please contact:

AVO Financial Copyright © 2025. All Rights Reserved

AVO Financial Copyright © 2025. All Rights Reserved