Privacy Policy

Last Updated: July 17, 2024

Avo Financial (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal data.  This Privacy Policy explains how we collect, use, store, and share information about you when you use our services, as well as your rights under applicable privacy laws. By accessing or using our website and services, you agree to the terms outlined in this Privacy Policy.

Definitions

Personal Data: Any information that identifies, relates to, or can be used to identify an individual directly or indirectly.

Usage Data: Information collected automatically, either generated by the use of our services or from the service infrastructure itself (e.g., page visit duration, IP address).

Cookies: Small files stored on your device that help enhance your experience and provide analytical insights.

Service: Refers to the website and services offered by Avo Financial, including our tools, resources, and communications.

Information We Collect

We may collect and process the following types of data.

• Personal Information: Name, email address, phone number, address, date of birth, and other identifiers you provide.

• Financial Information: Data necessary to assess eligibility for services, including income, credit score, or insurance information.

• Usage Data: Information on how you access and interact with our website.

• Communication Data: Any messages or correspondence shared with us via email, forms, or chat.

How We Use Your Information

We use your data to:

• Deliver and maintain our services

• Provide customer support and respond to inquiries

• Enhance your user experience

• Comply with legal obligations and protect against fraud or misuse

• Send updates, promotional content, or newsletters (you may opt out at any time)

Legal Basis for Processing

If you are located in the European Economic Area (EEA), our legal basis for collecting and using your personal information will depend on the data and the context in which we collect it. We process your data under the following bases:

• Performance of a contract 

• Legitimate interest 

• Legal obligation 

• Consent

Data Retention

We retain your information only for as long as necessary to fulfill the purposes described in this policy, including for legal, accounting, or regulatory requirements.

We may share your information with:  

We use your data to:

• Deliver and maintain our services

• Provide customer support and respond to inquiries

• Enhance your user experience

• Comply with legal obligations and protect against fraud or misuse

• Send updates, promotional content, or newsletters (you may opt out at any time)

Data Security

We implement technical, organizational, and administrative measures to protect your data. However, no method of transmission or storage is 100% secure. We strive to protect your information, but cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the right to:  

• Access the data we hold about you 

• Request correction or deletion of your personal data 

• Object to or restrict data processing 

• Withdraw consent at any time 

• File a complaint with a data protection authority 

To exercise your rights, please contact us using the information below.

Cookies and Tracking Technologies

We use cookies and similar tools to enhance site functionality and measure user behavior. You may manage cookie preferences through your browser settings.

Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from children. If we learn that we have collected such information, we will take steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any significant changes will be communicated via email or prominently displayed on our website. The “Last Updated” date will reflect the latest version.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at:

Avo Financial

Email: [email protected]

Website: www.avofinancial.com

Website Disclaimer

Effective Date: July 17, 2024

The information provided by Avo Financial (“we,” “us,” or “our”) on www.avofinancial.com is for general informational purposes only. All content, tools, resources, and communications are provided in good faith, but we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, or completeness of any information.

Not Financial or Legal Advice

Effective Date: July 17, 2024

The content on our website does not constitute financial, investment, legal, or tax advice. All users are encouraged to consult with a licensed financial advisor, attorney, or tax professional before making any financial decisions.

Use at Your Own Risk

You use our services and website at your own risk. Avo Financial is not liable for any losses or damages resulting from your reliance on information found on our platform.

Cookies Policy

Effective Date: July 17, 2024

Avo Financial uses cookies and similar technologies to improve your browsing experience, analyze site traffic, and personalize content.

What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They allow the website to remember your preferences and enhance functionality.

How We Use Cookies

We use cookies to:  

• Recognize you when you return to our site 

• Analyze how users interact with our site 

• Store user preferences for a personalized experience 

• Improve site performance and reliability

Types of Cookies We Use

• Essential Cookies: Required for basic site functionality 

• Performance Cookies: Help us analyze site usage and performance 

• Functionality Cookies: Remember preferences like language or region 

• Marketing Cookies: Deliver personalized advertisements (where applicable)

Managing Your Cookies Preferences

You can manage or disable cookies through your browser settings. Please note that some features of the site may not function properly if cookies are disabled.

Contact Us

If you have questions about our Disclaimer or Cookie Policy, contact:

Email: [email protected]